Terms of Service

Acceptance of Terms

By accessing or using the MyCreatorInsights website and services (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree with these Terms, you must not use the site or Services. These Terms constitute a binding agreement between you and Mike Avery, an individual operating MyCreatorInsights as a sole proprietor (referred to as "we," "us," or "our"). If you use MyCreatorInsights on behalf of a company or other legal entity, you represent that you have the authority to bind that entity to these Terms.

Modifications to Terms

We reserve the right to modify or update these Terms at any time. Changes will be effective immediately upon posting the revised Terms on our site. It is your responsibility to review the Terms periodically for updates. Your continued use of the Services after any changes constitutes acceptance of the new Terms. If you do not agree to the revised Terms, you should discontinue use of the Services.

Description of Services

MyCreatorInsights provides a subscription-based creator workflow platform offering tools for YouTube content creators, including project management, AI-assisted title and tag generation, keyword research, thumbnail analysis, brand sponsorship valuation, and other content-related tools (the "Services"). These tools are provided to assist users in planning, producing, and optimizing video content.

Eligibility

You must be at least 13 years old to create an account or use the Services. If you are between 13 and 18 (or the age of majority in your jurisdiction, whichever is older), you represent that you have your parent or legal guardian's permission to use the Services. By using the Services, you represent that you meet these requirements and are legally able to enter into this agreement. The Services are intended for users in jurisdictions where they can legally be offered; you are responsible for compliance with any local laws restricting use.

Account Registration and Security

Certain features of MyCreatorInsights require you to register an account. When creating an account, you agree to:

• Provide truthful, current, and complete information during registration and update it to keep it accurate.
• Maintain the confidentiality of your account password and login information. Don't share your credentials with others, and notify us immediately at the contact email below if you suspect any unauthorized access.
• Accept responsibility for all activities that occur under your account.
• Not create multiple accounts or create an account for anyone other than yourself without permission. You will not sell, transfer, or allow any other person to use your account.

We reserve the right to suspend or terminate accounts that violate these Terms or that we deem a security risk, without liability or notice to you. You may close your account at any time as described in the Termination section.

Free Trials, Fees, and Subscriptions

MyCreatorInsights offers free and paid subscription plans. The following terms apply:

• Free Trials: If offered, free trials are available to new subscribers only (one per user). We reserve the right to modify or cancel trial terms at any time.
• Billing and Auto-Renewal: Paid subscriptions auto-renew at the end of each billing cycle (monthly or annual) unless you cancel before the renewal date. By providing a payment method, you authorize us and our payment processor (Stripe) to charge the applicable fees on a recurring basis.
• Cancellation: You can cancel your subscription at any time through your account settings or by contacting us. After cancellation, you'll continue to have access until the end of your current paid term — no further charges.
• Refund Policy:
  • Monthly subscriptions are non-refundable. If you cancel mid-cycle, you keep access until the end of the current period; no refund is issued.
  • Annual subscriptions include a 7-day refund window from the date of purchase. If you request a refund within 7 days of an annual signup, we'll refund the full amount. After 7 days, annual subscriptions are non-refundable. If you cancel after the refund window, you keep access until the end of the annual period.
  • Renewal charges are not refundable; cancel before the renewal date to avoid being charged.
• Changes to Fees: We reserve the right to change subscription prices and will give you advance notice via the site or email. Price changes apply to the next billing cycle following notice.

License Grant and Acceptable Use

Subject to your compliance with these Terms and payment of any applicable fees, we grant you a limited, non-exclusive, non-transferable license to access and use the MyCreatorInsights Services for your personal or internal business purposes. This license is provided solely to use the site's features as intended and permitted by us.

Prohibited Uses. You agree not to:

• Use the Services for any unlawful purpose or in violation of applicable laws or regulations.
• Resell, rent, lease, sublicense, or provide access to the Services to any third party. The Services are for your personal use only; you may not use the output of our Services to operate a competing service or otherwise exploit them for commercial gain without our permission.
• Scrape, harvest, crawl, or use any automated means to systematically retrieve data or content from the site without our prior written consent. You may not reverse engineer, decompile, or extract source code or underlying data from our platform.
• Interfere with or disrupt the Services or impose an unreasonable load on our infrastructure.
• Transmit any viruses, malicious code, or harmful content through the Services.
• Circumvent any security or access controls of the site, or attempt to access any data or account you're not authorized to access.
• Use our AI features to generate content that violates the law, infringes others' rights, or violates the policies of any platform you publish to (including YouTube).
• Upload content you don't have the right to upload, including copyrighted material, without permission.

Violation of this Acceptable Use section is grounds for immediate termination of your account and may result in legal action.

Intellectual Property Rights

All content, software, data, and materials available on the site or through the Services — including text, graphics, logos, button icons, images, software code, and AI prompts and configurations — are the property of Mike Avery / MyCreatorInsights or our licensors and are protected by intellectual property laws. We retain all rights, title, and interest in and to the Services and all associated intellectual property.

Your use of the Services does not grant you ownership of any intellectual property rights in our content. We grant only the limited license described in License Grant. You must not remove or obscure any copyright, trademark, or other proprietary notices on the site. "MyCreatorInsights" and the MyCreatorInsights logo are trademarks and may not be used without our prior written permission.

User Content and Data

Your Content. You may upload, create, or input various types of content while using MyCreatorInsights — including video titles, tags, thumbnails, project notes, descriptions, and other creator-related materials ("User Content"). You retain ownership of your User Content. We do not claim ownership over the content you input or upload.

By submitting User Content to the Services, you grant us a limited license to use, store, copy, process, and display your content solely as needed to operate and provide the Services to you (including sending content to our service providers like Anthropic for AI processing). We won't use your User Content for any purpose other than providing and improving the Services, in accordance with our Privacy Policy.

You represent that you have all necessary rights to the User Content you submit and that such content does not infringe or violate the rights of any third party or any laws. We are not responsible for any loss or damage to User Content, and you are solely responsible for backing up your important data.

Feedback. If you provide us with any suggestions, ideas, or feedback about the Services ("Feedback"), you agree we may use and implement such Feedback without restriction or any obligation to compensate you.

Privacy and Data Protection

Your privacy matters to us. Our collection and use of personal information in connection with the Services is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to our data practices as described in the Privacy Policy.

We use reasonable administrative, technical, and physical measures to protect your personal information. We may access your account data only as necessary to assist you (e.g., during customer support inquiries) or to maintain and improve the Services.

Data Deletion. You may request deletion of your account and personal data at any time. We'll process such requests within 30 days, except for aggregated/anonymized data, records we're legally required to retain, or data in routine backups (which may persist for up to 90 days before being overwritten). Deletion is irreversible, and you'll lose access to all Services and data associated with your account.

Service Availability

We strive to keep MyCreatorInsights available and reliable. However, we do not guarantee uninterrupted or error-free availability. The Services may occasionally be down for maintenance, upgrades, or unexpected outages. You acknowledge that occasional downtime is normal for online services and is not grounds for a refund or credit.

We are not liable for any losses or damages due to Service unavailability, slow performance, or other technical issues — including any loss of data or missed opportunities resulting from downtime or errors. You are responsible for backups and contingency plans for any work that depends on the Services.

AI Outputs Are Not Guaranteed

MyCreatorInsights includes AI-powered features (like title generation, keyword analysis, thumbnail review, sponsorship valuation, and similar tools). These features use third-party AI models (currently Claude from Anthropic) to generate suggestions, scores, and analyses based on your inputs.

AI outputs are not guaranteed accurate, complete, or current. Generated content may contain errors, inaccuracies, or recommendations that don't fit your specific situation. AI outputs should be reviewed and edited before use — they are aids to your decision-making, not substitutes for it.

In particular:

• Title and tag generators produce suggestions based on patterns; they are not guaranteed to perform well on YouTube or any platform.
• Keyword and thumbnail analyses are educated estimates; they don't reflect actual platform algorithm behavior or real search volume data.
• The Brand Valuation Calculator uses industry rule-of-thumb multipliers; actual sponsorship offers vary significantly based on negotiation, brand fit, and market conditions.
• The Brand Valuation AI advisor and pitch drafts are starting points, not professional advice.

You are solely responsible for the content you publish and the decisions you make based on AI outputs. We make no warranties regarding the accuracy, fitness for purpose, or business impact of AI-generated content.

Your Responsibility on YouTube and Other Platforms

If you use MyCreatorInsights to plan, optimize, or analyze content for YouTube (or any other platform), you are solely responsible for complying with that platform's terms of service, community guidelines, and copyright policies. We don't review or approve the content you create or publish, and we are not responsible for any consequences resulting from your use of our Services in connection with other platforms — including but not limited to channel strikes, demonetization, account suspension, copyright claims, or DMCA takedowns.

You are responsible for ensuring you have the rights to all content you upload to MyCreatorInsights (including thumbnails for analysis) and to any platform you publish to.

Disclaimer of Warranties

MyCreatorInsights is provided "AS IS" and "AS AVAILABLE" without any warranties of any kind, either express or implied. To the fullest extent permitted by law, we expressly disclaim all warranties and representations relating to the Services, whether express, implied, or statutory, including any implied warranties of accuracy, completeness, reliability, non-infringement, merchantability, or fitness for a particular purpose.

We do not warrant that:

• The Services will meet your specific requirements or expectations.
• The Services will be uninterrupted, timely, secure, or error-free.
• The data, analyses, or AI outputs obtained from the Services will be accurate, complete, or reliable.
• Any defects or bugs will be corrected.
• The site is free of viruses or other harmful components.

Your use of the Services is at your own risk. If you are dissatisfied with the Services, your sole remedy is to stop using them. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above disclaimers may not apply to you, but they will apply to the maximum extent permitted by applicable law.

Limitation of Liability

To the fullest extent permitted by law, Mike Avery (doing business as MyCreatorInsights) and any affiliates, employees, agents, or contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages whatsoever — including but not limited to damages for lost profits, lost opportunities, lost data, business interruption, or other intangible losses arising out of or related to your use of (or inability to use) the Services. This limitation applies even if we have been advised of the possibility of such damages and regardless of the legal theory.

Our maximum aggregate liability to you for all claims arising from or related to the Services or these Terms shall not exceed the greater of: (a) US $100, or (b) the total fees you paid us for the Services in the six (6) months prior to the event giving rise to the liability.

If applicable law does not allow certain liability limitations, our liability will be limited to the smallest amount permitted by law. This limitation of liability is a fundamental part of the agreement between you and us. The Services would not be provided without these limitations.

Indemnification

You agree to defend, indemnify, and hold harmless Mike Avery (and any affiliates, employees, contractors, and agents) from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your use or misuse of the Services, (b) your violation of these Terms, (c) your violation of any applicable law or regulation, or (d) your User Content or any content you publish to YouTube or other platforms in connection with our Services.

We reserve the right to assume the exclusive defense and control of any matter otherwise subject to indemnification by you (at your expense), and you agree to cooperate with our defense. You won't settle any such matter without our prior written consent. Your indemnification obligation will survive any termination of your account.

Termination

We reserve the right, in our sole discretion, to suspend or terminate your access to the Services (or any part) at any time for any reason, including but not limited to your actual or suspected violation of these Terms, misuse of the platform, or activities that may cause legal liability or harm to other users or us. Such suspension or termination may occur with or without prior notice. We are not liable to you or any third party for any termination of your access.

If your account is terminated, you remain bound by these Terms to the extent they survive (such as Disclaimers, Limitation of Liability, Indemnification, Dispute Resolution, etc.). We may delete your User Content or data upon termination.

You may terminate your own account at any time by contacting us at the email below or using any account deletion function in the product. Termination doesn't relieve you of any obligation to pay outstanding fees.

Governing Law

These Terms and any dispute arising out of or in connection with them or the Services will be governed by and construed in accordance with the laws of the State of Georgia, USA, without regard to its conflict of law principles. We recognize that mandatory consumer protection laws of your jurisdiction may apply; nothing in this section limits any rights you have under such laws.

Dispute Resolution and Arbitration

Most concerns can be resolved informally — please contact us first at the email below. If we can't resolve a dispute informally, the following provisions will apply:

Binding Arbitration. You and we agree that any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Services shall be resolved by binding arbitration on an individual basis, not in court. The arbitration will be administered by the American Arbitration Association ("AAA") under its Commercial Arbitration Rules and, if you're an individual, the AAA's Consumer Arbitration Rules. Arbitration will take place in Atlanta, Georgia, or another mutually agreed location, and may be conducted by telephone or online if an in-person hearing isn't practical. Each party bears its own costs and attorneys' fees, unless the arbitrator awards fees under applicable law.

Class Action and Jury Trial Waiver. You expressly waive any right to participate in class action lawsuits or class-wide arbitrations against us, and you waive the right to a trial by jury. You may bring claims only in your individual capacity, not as a plaintiff or class member. The arbitrator shall not have authority to consolidate or join the claims of other persons. If this class action waiver is found unenforceable, then the entirety of this Dispute Resolution section (except this sentence) shall be null and void, and the dispute must be brought in court.

Exceptions. Either party may bring eligible claims in small claims court, and either party may seek injunctive or equitable relief in a court of competent jurisdiction to prevent infringement or misuse of intellectual property or confidential information. Such actions are not deemed incompatible with the agreement to arbitrate.

Governing Law for Arbitration. The Federal Arbitration Act (9 U.S.C. §1 et seq.) will govern the interpretation and enforcement of this arbitration agreement, and the arbitrator will apply Georgia law to any claims, consistent with the Governing Law section.

By agreeing to these Terms, you acknowledge that you understand and agree to the arbitration and class action waiver provisions.

Miscellaneous

Severability. If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions remain in full force.

No Waiver. Our failure to enforce any right or provision of these Terms shall not constitute a waiver. Any waiver must be in writing and signed by us.

Assignment. You may not assign or transfer your rights or obligations under these Terms without our prior written consent. We may freely assign these Terms (in whole or in part) as part of a merger, acquisition, sale of assets, business reorganization (such as forming an LLC), or by operation of law.

Entire Agreement. These Terms (along with our Privacy Policy) constitute the entire agreement between you and us regarding the Services and supersede all prior or contemporaneous communications.

No Third-Party Beneficiaries. These Terms are for the benefit of you and us only.

Relationship. You and we are independent. These Terms do not create any joint venture, partnership, employment, or agency relationship.

Headings. Section headings are for convenience only.

Survival. Provisions which by their nature should survive termination (Disclaimers, Limitation of Liability, Indemnification, Dispute Resolution, Miscellaneous) shall survive any termination of these Terms.

Contact Us

If you have any questions, concerns, or comments about these Terms or the Services, please contact us:

Email: mikeavery333@gmail.com